If you are convicted of a Florida DUI, your concern may be with the immediate consequences. For example, you will likely face significant fines, have your license suspended or restricted and may even be sentenced to time in jail.
The immediate consequences of a DUI conviction are concerning. While this is true, you cannot lose sight of the potential long-term impact of this conviction. After this happens, you will face additional fees and challenges related to your Florida auto insurance. Understanding the full impact of a Florida DUI conviction will help you understand why you need a strong defense for your case.
The impact of a DUI on your Florida auto insurance rates
A Florida DUI conviction will remain on your driving record for 75 years. For most people, this is much longer than they will likely be driving. The conviction can impact your insurance rates and drive them higher for the next 10 years. However, most insurance companies will not look that far back when evaluating your driving history.
While this is true, you can expect insurance companies to look at least three to five years back to see what type of driver you are. If you have a DUI conviction on your record, you will experience higher rates, while some insurance companies will deny you coverage completely. The financial hit to your wallet is bound to continue for some time, regardless.
Mitigating the impact of a DUI on your auto insurance rates
The best way to avoid these issues is by ensuring you have a strong defense against DUI charges. However, you can also shop for quotes to see which company offers the best policy.